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Can a hospital seek a lien for providing crash-related care?

On Behalf of | Jun 6, 2022 | Uncategorized

Car crashes can be incredibly expensive. From the moment the collision occurs, the bills start accruing. You will have to pay to tow your vehicle to a repair shop or a junkyard. You may have a several hundred dollar ambulance ride to pay for in addition to the trauma care that you received upon arrival at the hospital.

Depending on the nature of your injuries and the location where you got hurt, you could have tens of thousands of dollars or more in medical bills. A crash that occurs far enough away from home to force you to seek emergency treatment at an out-of-network facility could mean huge bills and no way to pay them.

Is it true that hospitals can take you to court and seek a lien against you for those bills?

Yes, Texas law lets hospitals take patients to court

You know you will have to file an insurance claim against the driver who hit you, and you have no idea how long that will take to resolve. The insurance company may take some time to respond to the claim, and you may have to counter their settlement offer or take the other driver to court to get the full amount that you need to cover your medical bills.

If the hospital grows impatient during that time, they might take you to court and secure a lien. The courts could get a lien against your personal property, but when you are hurt in a crash caused by another driver, they are likely to seek a lien against insurance proceeds and personal injury judgments.

How can you respond to a lien request?

The best-case scenario for those coping with massive medical bills after a car crash is to avoid the case going to court in the first place. Proactive communication with the medical facility, possibly including frequent updates regarding insurance claims and civil lawsuits, could prevent the hospital from taking you to court.

In cases where you are already subject to such a judgment, aggressively pursuing compensation will be very important. Individuals will need to look closely at offers from insurance companies and the coverage available to them. When there won’t be enough money to cover the lien and other expenses, like lost wages and vehicle repair expenses, then a civil lawsuit may be necessary.

You can take the other driver to court in some cases. In certain situations, there could be a third party with liability for the crash in addition to or instead of the other driver. Looking at all of your options is crucial when you face legal action and collection efforts because of the injuries you suffered in a car crash.