When you are injured in a serious car crash, you need medical care right away even if you don’t have health insurance. If you are unconscious after the crash, you will have no say in where paramedics transport you or what treatment you receive.
Even if you can select the facility where you get treatment, you may have significant medical debts to worry about later. Hospitals have become increasingly aggressive in their attempts to collect payment for medical care.
Rather than waiting for you to resolve an insurance claim or file a lawsuit, they may ask the courts for a hospital lien. They may then have a claim to any proceeds you later procure in court or from insurance.
Hospital liens allow them to demand repayment
Medical providers often have to provide services for people who have no way to repay them, so Texas state law gives them many ways to seek repayment. Whether you make a claim against the other driver’s insurance company or file a civil lawsuit against them in court, your medical expenses will no doubt influence the total amount of compensation you receive. Many people will use that money to pay their outstanding medical debts.
Those with a hospital lien will need to communicate with the hospital involved to ensure that it received payment and removes the lien. Otherwise, the lien could delay when the claimants or plaintiff finally received their compensation. The good news is that a hospital lien won’t actually diminish what you received from insurance or a civil claim. It will simply affect the distribution of those funds. Learning about hospital liens can help you handle your bills after a serious crash.